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Mortgage 101
Loan-to-value ratio (LVR) and LMI
Home loan approval process
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Basic Home Loan

Home loan approval process

Here is a simple flowchart to depict the different stages involved in the home loan process:

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My wife and I had plans to start the home loan process and somewhere in July 2012, I contacted Obu online. She came to our place. She was on time and her professional approach convinced both me and my wife. She has provided us a true picture of our situation and that trust totally helped us to achieve our life goal. Your ...
— Manju & Mindika
We first met Obu in April 2012 when we were looking to buy a new house and wanted to compare loans from banks. First of all I like the in-house support. I do not need to go to the bank for any kind of transaction. The other benefit is product comparison. Without your support I wouldn't have been able to match the best loan for ...
— Hardik & Vishala Bhavsar
I wanted to buy an inner city apartment but every bank and broker I approached advised me that they will be unable to arrange the loan for inner city property beyond 80%. I spoke to Obu from Smart Money Solutions almost when I was about to give up hope. Not only did she arrange a difficult loan but also guided me till the settlement ...
— Pooja Sharma
You have been amazing to us and we like to say thanks for your professionalism and dedication to your work. I'm very impressed with your service - there is no word to describe it. Please keep up your work as there are many people who need your help. I really recommend Obu to every one who needs help with their home loan. Once again ...
— Eyob & Rahel

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