Refinancing advice

It is very easy to approach a bank or go online and look for a good interest rate when you want to refinance. But the process is much more than that.

You need to understand not only your current repayments, but also fees and penalties that you may have to pay for changing lenders. Interest rate is only one of the many considerations when you are looking to change banks.

If you would like to use our expertise to help you in understanding your refinance process, please contact us on (03) 9005 3983.

About the author

Obu Ramaraj Obu Ramaraj has been a mortgage broker since 2009. She has written over $80 million dollars of loans and still maintains a personal touch to all her clients, no matter how small or big your deal is because she enjoys helping people achieve their dream of buying their own property. By sharing her knowledge and experience she hopes to instil confidence in anyone looking for a home loan. Her attention to detail and drive to achieve the best result for each and every client are enviable assets in the home loan industry. Obu is passionate about helping all home buyers feel comfortable with the property buying process; however her strongest passion is to help more people become self-assured property buyers. Her goal is to increase their financial awareness and have more people buying houses from a very early age, comfortable in the knowledge that they have made the right choice for their circumstances.